Thread: Pet Insurance

Hi Wivel, Thanks for your reply

Thats a very good point about reducing cover/increasing premiums as the cat ages- it didnt even occur to me that they may do this! Thats a question i will have to check with them, thank you. Sneakies!!!

Are there any other hidden naughties that the companies screw you with anyone knows of?!

I know that with lifetime cover you Have to be with them literally for the lifetime of the cat- you cant cancel for 2 years and then go back to them, there cant be a break in the cover :( If you take out the 7k cover and then want to upgrade to 12k cover you can do so but only if the cat doesnt have any 'long term' illness which would indicate why you decided to upgrade. Heart problems and diabetes for example. Injuries wouldnt count. I would be concerned as to how they decide what is a long term problem- what if they tried to say that your cats sneezies you claimed for on 7k were the result of some deeper ongoing problem and therefore no you cant have 12k cover now (basic example!!)

I will check the reviews and hold out here for more opinions

Thanks! xx