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  1. #12
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    Insurance

    Hard luck Louie-Louie,I can't see why you should have to pay out twice either,if your cat was diagnosed FIP & any other treatment & subsequent euthanasia was all to do with this you should have had only one excess,could your veterinary practice not sort it out for you or at least found out the reason why you were charged twice.I think some companies do have some weird & wonderful rules so like any policies read all the small print,like most things the more you pay the more you get,some will cover drugs for any diagnosed treatment for life,some up to a certain amount of money,some just for the year,some companies will pay for alternative type treatments as well,some don't,it can be a minefield.
    Like everything now the fact that more can be done for our animals & a lot of it is very expensive treatment the insurance companies are having to make the "Gold Star"policies high & as you step down the rungs less & less is covered.I think they shoud be like cars,you earn no claim bonus & not as your animal gets older & have never made a claim they put it up sky high as your reward.

 

 

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