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Thread: What pet insurance?
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13th January 2011, 09:13 AM #1Moderator




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13th January 2011, 11:26 AM #2Elite Cat


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We took on the pet for life plan from PetPlan and all i can say is that im glad we did, we've been to the vets a lot with Schrödinger's regarding his runny poopoo'laroo and he's currently going through his second round of fecal tests, i reckon with past tests, consultations, bloods, , etc its totalled up over £400 so im VERY glad we had cover.
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13th January 2011, 06:09 PM #3Über Cat


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I did quite a bit of research on this when we obtained our two and in the end opted for LV Pet Insurance's Premier policy. It has a £5K per condition benefit with no time limit providing you stay insured with them. Gracie's policy is £7.50 a month and Monty's is £8.50 a month and the reviews on them were pretty good too.
UK call centre too which is a bonus!
Good luck with whatever you decide
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13th January 2011, 07:24 PM #4Über Cat


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working in a finance office of a vets all i will say is read the small print very carefully - check whether per condition , per year , life cover per condition...unfortunately alot of people get bitten once they try to claim...I would also ask how long it is taking them to pay out at the moment as I know one very large company that is taking 8 weeks to reimburse !!!
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13th January 2011, 08:01 PM #5Happy Kitten

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More insurers to haggle with! I've had a topsy-turvy day, starting with my partners PhD graduation (which was nice!) and finishing with taking her grandmother to A&E (not nice). So pet insurance has to wait till tomorrow.
Howlinbob, a black smoke?! Whatever gives you that idea?!
Want any more clues?!
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13th January 2011, 08:50 PM #6Moderator




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13th January 2011, 09:09 PM #7Happy Kitten

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We went to Edinburgh to see Leonais and their beautiful babies! We enquired about her black smoke boy Emile after seeing pics of him on here. SOOOOO cute!!! He's just adorable and we are ridiculously excited now!

Louise his breeder is a fab lady, so friendly and helpful, I cant thank her enough for allowing us to visit and reserve him. She has beautiful cats and a great home setup for them. We are lucky to have met her. Anyway its like waiting for Christmas to come, we have a 4 week wait...
In the meanwhile, pet insurance, some food and litter that he likes and a re-jig of the house to allow him and Jasper their own space... Oh and an professional exam to revise for and sit!
Last edited by Chak78; 13th January 2011 at 09:13 PM.
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14th January 2011, 03:36 AM #8The Quiet Kitten
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I'm in the US and we have Pet Plan. We had a claim when our prior kitten was diagnosed with FIP and had to be put to sleep after appx $1300 worth of tests. Pet Plan paid the entire claim minus the deductible and they reimbursed what I paid for the kitten because I had the gold coverage. They were excellent to deal with and I recommend them. I haven't had to submit any claims for our 2 yr old Birman. We now have a MC kitten and I insured him with Pet Plan too.
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14th January 2011, 11:04 AM #9Top Cat



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These people sound too good to be true: VetsMediCover - VetsMediCover Homepage
Anyone have any real world experience ?
They offer cover for £14/month for any cat, and postcode. Incuding dental care as long as the cat has annual checkups and required treatment is carried out.
I am very tempted, with 3 cats, to set up a saving account and just put a fixed amount into it every month as my own "insurance". Especially, given my current circumstances, I am lucky enough to be able to cover any level of treatment out of savings anyway. They do say insurance is only worth having if you can't afford it.
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14th January 2011, 11:23 AM #10Moderator




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Reads good & can't see any pitfalls,but....If they pay up prompt could give some of the others a run for their money.Hopefully somenone will know !
Mine have got their own account Peter,couldn't cover my lot every month.I always insure first year because of anything hereditry perhaps kicking out or with their scatty behaviour a broken limb or two after that I put so much a month into a fund although at the moment with hubby on short time that has dried up but their pot is pretty high & would cover a fair few big bills if any of them were unlucky,I know with insurance you perhaps could go the extra mile but I do question what some people put their animals through because "Insurance will cover it",I know there are things they can do out there now that I would never subject mine too,as I have said before,who would want to be one of my animals given the choice.
Luv em really.



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